Programme Highlights

Construction risk and insurance aspects continue to be of interest to the insurance industry. New and challenging engineering projects are being developed while stakeholders need to be prepared to arrange and underwrite such technical risks.

The focus of this session will be the Contractors All Risks (CAR) policy exposure related to third party losses. This would cover property damage (eg. Neighboring properties, underground utilities and bodily injury aspects). Application of a few key clauses and endorsements will also be addressed during this inter-active knowledge sharing session.

Key Learning Outcome:
At the end of the course, participants will be able to:

  • Identify the role and expectation of an Insurer when dealing with third party exposure
  • Compare and contrast the types of third party losses that can occur on site.
  • Highlight the main policy condition and operative clause applicable to Section II of the CAR policy.
  • Appreciate contractors constraints and the role of various stakeholders on site when dealing with third party exposures.
  • Understand the steps involved in application of Section II of the policy using case studies that will enhance the learning process.

Course Content:
Day One
  • How the construction industry operates
  • Who are the Third parties in project sites
  • Coverage under the C.A.R policy – Section II
  • Application of the VRWS and underground cable losses
  • A few technical comparison
  • Some underwriting consideration

Day Two
  • Site Visit: to construction project

Programme Outline

  1. Introduction
  2. CAR policy structure
  3. Selected TPL exposures – Section II coverage
  4. Clauses & endorsements – VRWS, Underground cables and pipes, taking precautions
  5. Typical case studies and application of clauses
  6. Q & A.
A few typical questions that will be addressed include:
  • What do underwriters look for when evaluating third party exposures in construction risks?
  • Are loss minimization efforts at project sites covered under the policy?
  • How can the proximate cause of a claim on site be established if the evidence is no longer available?
  • Is a Design related loss covered under Section II of the C.A.R policy?
  • What if the third party claim is reported AFTER the rectification is carried out?

Target Audience
Executives and Managers from insurance/reinsurance companies and broking firms. Also suitable for Underwriters, Business Development and Marketing Executives from insurance/reinsurance companies; Loss Adjusters; Client and Account Executives and Managers of insurance/reinsurance broking firms; and Managers /Executives of insurance buyers and consumers.

Speaker Profile
Eng(Hons), P.Eng, MIEM, MCIHT, AICLA(Aff.), ASII, ACTA

Pooba is a Regional Risk Consultant based in Singapore with 30 years of practical experience in risk/ insurance. Pooba is a professional engineer and operates under “Talent Asia Training & Consulting” of Singapore. He is specialized in the insurance space with special focus on engineering/ property insurance and risk management aspects. Pooba is a regular lecturer with the Singapore College of Insurance (SCI) and the Malaysian Insurance Institute (MII). He is also the Author of a MII publication entitled, “Engineering Insurance.” Besides training, Pooba also undertakes property risk surveys and provides consultancy services to various clients in Singapore and in the following regions: Asia, Middle East & Africa.

Date and Time
Date: 1 - 2 December 2022
Time: Day 1 >> 9.00 a.m. - 5.00 p.m.  | Day 2 >> 8.00 a.m. - 12.00 p.m.
Registration Closing Date: 30 November 2022

Early Bird (Register before 17 November 2022)
MII Member: RM1220 (Single), RM1120 (Group)
Non Member: RM1320 (Single), RM1220 (Group)
International: USD285 (Single)

Normal Fee
MII Member: RM1420 (Single), RM1320 (Group)
Non Member: RM1520 (Single), RM1420 (Group)
International: USD325 (Single)

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